Melinda:
 
We have a busy week and we are going to be out tonight so cannot take your call.  And our budget is definitely not $100K.  I have attached the contents of the e-mail I sent to Joy earlier today which hopefully should answer your questions and give you some idea where we are at in this whole process, which we began maybe 1 week ago.
 
Andrew and Lynne Kulin
 
We just purchased a cottage on Stormy Lake, located between Haliburton and Gooderham.  It is what I would term a smaller sized lake (you can look for it on Google Earth or Google Maps) with the main body consisting of about a 1 km diameter circle with a narrow 1 km long bay on the east side.  We are new to cottaging and don't know a whole lot about boats.  
 
We don't have any particular brand in mind.  In terms of size, I would say in the 19-22 foot length and something geared towards watersports and usable for fishing.   My vehicle is rated 5000 pounds for towing so that is to be accounted for as well.  Number of people I am not sure, my wife would probably want to be able to get a few people on board, maybe 8-10 persons maximum capacity.  New or slightly used I would think, but price will be a factor as I don't want to be spending $100K on a boat and my wife will be even more price conscious than I.  We are in no rush to buy a boat, as we would not need one until next year.  At this point we are just trying to get a sense for what an appropriate boat type/style, size and engine power would be appropriate for our needs and the lake that we are on (plus ideas on costs, and good quality brands).  I would not be planning to be towing the boat around to different water bodies so it would be used only on our lake.